July 3, 2023
Protect Yourself from Financial Fallout After a Road Accident!
Photo by Nikita Nikitin under Pexels License
So, you just brought home your dream car — shiny, new, and ready to amaze you with its power and features as you hit the open road. Before you head out for your first joy ride, however, there’s something critical you should consider: collision auto insurance. All those wheel-spinning fantasies of feel-good freedom will come to a harsh halt if you’re not adequately covered against accident or injury.
Having collision coverage is essential in protecting yourself from any financial fallout resulting from a costly road accident. To let you have a deeper appreciation of this type of insurance, we at Veteran Car Donations are here to walk you through the basics of collision auto insurance.
What Is Collision Auto Insurance?
Collision auto insurance is one of the main types of auto insurance policies. It helps pay for the repairs or replacement of your vehicle in the event of an accident. It can cover your repair expenses whether you get in an accident with another car or your car hits a tree during a snowstorm. If you don’t have the coverage, you’d be left with no choice but to pay out-of-pocket.
Although collision car insurance is optional, it’s strongly advisable to buy one just in case you get involved in a head-on crash. If you’re leasing or financing your vehicle, your lender will most likely require it.
What Accidents ARE COVERED by Collision Auto Insurance?
Collision coverage helps pay for damages that are caused by accidents involving:
- A collision with another car
- A collision with an object like a fence, tree, pole, etc.
- A rollover accident
- Someone crashing into your parked car
- An accident in a vehicle you’re renting
What Incidents Are NOT COVERED by Collision Auto Insurance?
Don’t expect to get reimbursed by your collision coverage if you encounter any of these incidents:
- Natural disasters such as typhoons, earthquakes, etc.
- Theft or vandalism
- Damage to another person, including medical expenses
- Contact with animals
- Losses aside from auto damage from a collision
Why Buy Collision Auto Insurance?
The answer’s pretty simple: Collision coverage can help protect your finances in the event of a vehicular accident. It will no doubt give you some peace of mind since you no longer have to worry about where to get the money for the repair of your car or the replacement of its damaged parts after a wreck.
What’s more, not having collision insurance may prevent you from paying off the balance of your loan or lease if it’s declared a total loss following a crash. You’d find yourself spending a huge chunk of money that could leave an enormous hole in your pocket.
Finally, collision auto insurance ensures that any damages or injuries to other drivers or pedestrians involved in the accident are covered.
Even if you consider yourself a safe driver, accidents can still happen. Collision auto insurance gives you peace of mind that both your car and wallet will be protected when an unforeseen collision takes place.
Still Paying Insurance for an Old Car You No Longer Use?
If you’re no longer using your old car, why still spend precious money to pay for its insurance? Do yourself a favor by finally getting rid of that clunker!
The best and easiest way to do this is by handing it over to us at Veteran Car Donations. Not only will you be disposing of it quickly and absolutely at no cost to you, but you’ll also get to experience what it’s like to make a difference in the lives of our nation’s hurting heroes. Plus, you’ll be receiving tax incentives!
We’ll auction off your donated vehicle and use the proceeds to support the life-improvement programs and services of our veteran-focused charity partners. These IRS-certified 501(c)(3) nonprofit organizations cater to veterans who are homeless, unable to find decent jobs, and suffering from disabilities and serious illnesses, including mental health issues.
Our charity partners use the funding we give them to provide their beneficiaries with housing and financial assistance, employment and livelihood opportunities, family support, free quality health care and medical treatment, psychotherapy services, and many other services meant to improve their living conditions.
As our donor, you’ll be entitled to claim the maximum tax deduction in the next tax season. We’ll send you the 100% tax-deductible sales receipt of your car soon after its sale.
You’ll also benefit from our free pickup and towing service, which we will provide you wherever your vehicle is located in the country.
Aside from the material rewards in store for you as our donor, you’ll also be privileged to enjoy a most satisfying donating experience, knowing that your act of charity will help transform the lives of the disadvantaged and neglected veterans in your local community.
We accept almost all types of vehicles whatever their ages or conditions. Head over to this page to learn what else besides cars qualify for our donation program.
For information on our quick and easy donation process and other important details, head over to our FAQs page. Should you have any concerns or questions, call us through our 24/7 toll-free hotline at 877-594-5822 or leave us a message here.
Photo by Karolina Grabowska under Pexels License
Give Hope to the Struggling Vets in Your Community Today!
Ready to do your part in uplifting the lives of the suffering veterans and their families in your area? It only takes a simple vehicle donation to help them get back on their feet. Call Veteran Car Donations at 877-594-5822 or fill out our secure online donation form now!
Last Updated: July 17th, 2023